After going through a period of very hard times, matters got even worse when I found myself on the other end of a lawsuit. A furniture company was suing me for a bill that I stopped making payments on due to obvious shoddy workmanship of the item. The moment I opened the summons I knew right away that I was going to fight.
Everyone said that I couldn’t win. They told me that I could never defeat someone that attended years of law school. Those people were wrong. The case was “DISMISSED” less than 30 days after answering the summons. Total court cost to file my answer: $225. Not having to pay for furniture that was literally falling apart just months after purchasing it…PRICELE$$!
Fast forward to today, and I am happy to report that my credit has improved. More importantly, I have vowed to never be late on another payment. I created this blog because I wanted to share what I’ve learned from dealing with annoying bill collectors. Hey, nobody’s perfect and I don’t pretend to be. All I can do now is move forward, and that is what you must do.